In a retrospective analysis using claims data from a commercially insured population (2010-2019), we assigned patients to treatment arms based on DMTs received during the coverage period: no DMT (ND), high-efficacy (HE) (alemtuzumab, B-cell depletion, cladribine, natalizumab), and standard-efficacy (SE) DMT (dimethyl fumarate, glatiramer acetate, interferon-beta, sphingosine-1-phosphate receptor modulator, teriflunomide). We obtained healthcare expenditure (USD) and occurrences of healthcare services: outpatient visits, emergency room (ER) visits, hospitalizations, brain and spine magnetic resonance imaging (MRI). We quantified relapses (based on MS-related hospitalizations, as well as outpatient visits with prescription of high-dose steroids) and medical complexity (based on unique drug classes of prescriptions). We calculated the incidence rate ratio across groups using negative binomial regression, with ND as reference, adjusting for relevant covariates. We calculated mean cumulative healthcare costs using a generalized linear model with log-link function and gamma distribution, adjusting for covariates.